..that "bad credit" stuff:
  it does not matter at abacus!
members access - log in
forgot your password? click here
privacy policyl
faq's

personal loans
we have a goal at
abacus - that we can help you get the personal loan you need and we want to help you restore your credit!

customers keep writing!  testimonials: here's some of what they are saying! note: these are actual customer emails, we do not solicit these customer emails, we just get them!  we do keep them on file. marlon writes: "i heard about your website from a friend.  he was in a horrible credit situation and he found your loan site.  he signed up and he got the loan.  i was very skeptical that it would work for me.  he is all in the clear now. he received a check to pay off all of his debts and had money left over for a down payment on a new car."  marlon tad writes:  "you were very helpful and understanding and i applaud you and your company!  thank-you!" tad b. tina writes: "man that was a fast response! you're awesome!  thank you very much for you help." tina harriet writes: "i would highly recommend your services to others that i know, because you have been honest with and responsive to me.   you cannot say that about many companies today. - thanks again!" diane b. in chicago  writes: thanks so much abacus and i will come back and also let my friends know that i know are in the same spot as me. a lot of divorces going on out here in illinois and a lot of people to reestablish there credit. i will let them know about your site. thank you for your time and help. janine of california writes:  dear abacus, i greatly appreciate your time in responding and your phone call. you have an email address where someone can contact you. i don't understand why these other companies only have addresses or a message when you call the number. again, thank you abacus! tanya in  texas writes : abacus, thanks for responding so quickly! gina writes: "thank you for your speedy response!  i appreciate your service and will think of it in the future if i need it again!"  gina karen of  washington dc  writes:thank you for your assistance, you have been very on top of things and it is appreciated! :-) karen ron from new york writes:  hey,  i like fast prompt service and good results...last week our loan was approved and today we got the check.. all i can say is thanks! it's up to you. take the next step toward a guaranteed unsecured personal loan.

more customers keep writing - here's what they say:  i had applied for a loan from one of the institutions you have recommended, and wow! they approved me for the loan i ask and i am on my way. i don't know why i have been having doubts about your site but now i feel that i should recommend you to a friend! thanx...very much! --------------------------- "i am relieved that i did business with a reputable company like yours. " mike ------------------------------ "steve, thank you very much for all you prompt and hard work!!! i wish there were more people in the world like you to deal with every day. you were very efficient w/ me through all of this. and i certainly appreciate it."  mario ___________________ order now! it does not matter what you want the funds for, whether it be: debt consolidation, shopping, vacation, to pay bills, for the kids clothes, medical bills, car repairs.. we don't care! personal loans frequently asked questions  click here we know it is difficult to tell nowadays who to trust....but you will find us very responsive to our customer's needs and emails. more customer responses "you were very helpful and understanding and i applaud you and your company!  thank-you!" tad b. ------------------------ "man that was a fast response! you're awesome!  thank you very much for you help." tina ------------------------------- "hey,  i like fast prompt service and good results...last week our loan was approved and today we got the check..  all i can say is thanks!" ron ------------------- "thank you for such prompt service, we will recommend your company to everyone you're great!"          george & rose in virginia ------------------- "steve thanks so much i will gladly recommend your company to others i know." rex ------------------------ "dear steve, thanks so much for your prompt attention, so far your company is as advertised.  this loan searching has been a real headache, and i have had nothing but disappointments."   thanks again. sincerely yours, cameron  ---------------------------------------------- to determine if our program  is right for you - answer these questions. 1. are you credit-handicapped? (we mean: that you either have  no credit established, or have problems on your credit record,  or have been turned down for a loan or other type of credit in your past? 2. if given a second chance, will you make your payments on time? if you answered yes to the questions above,   we have the solution!    click here to order now *special note: homeownership is not required. don't stop now! the next step is so easy! you will have the cash in your wallet! usually in less than 30 days! we really want to help you.  that's why we're here. and we are so sure we can do what we say we can do that we have a 100% money back guarantee! we are going to be around for a long time. our aim is to please you and do right by you. we are saving you hours of frustrating research and exhausting effort. we did it for you. we've been in the service business  for 16 years!  we provide service to our customers - note that it says "we provide" and not "we offer"   .............there is a big difference. we follow all of the federal trade commission rules and requirements, we are legal and we represent some of the largest lenders in the usa! we are going to stay in business, helping people to get and restore their credit.  we want to be the best in the business. that means  service - service -service! we hope you will  recommend us   to a friend or relative who might need help in the same way. we know it is difficult to tell nowadays on the internet who to trust....but "you will find us very responsive to our customer's needs and emails." ______________ a different kind of customer email. as we said, some folks do get turned down for various reasons. here is a letter from a disappointed client who was unable to get the loan he required. ____________   to: steve at abacus credit subject: re: refund "thank you very much. i am extremely impressed with the promptness of this refund.  finally, an iron clad money back guarantee that is what it says. even though your services did not meet my personal needs at this time, based on the way in which my refund was handled, i would recommend your services to anyone."  thank you. johnny b what are you waiting for? click here to order now!         * get your free e-book  vipcredit handbook good news!! our new free e-book does not  have to be downloaded! it is web based and comes up  in your browser,  give it a minute to load. you need this information to survive in this new credit society!  "it's a terrific resource!"   it's free!   click here     new:  credit file repair  we now offer a simple, step by step guide to  repairing your bad credit.  learn the secrets that the  law firms use to clean your credit bureaus records. click here

personal loans bad credit loans  versión en español presione aquí nationwide usa  and now worldwide! do you need a personal loan?  for any reason! don't even worry about bad credit! note:  home ownership  is not  required! this is not paycheck advance! at abacus loans we have searched the world to find the lenders and banks who will lend to people with bad credit and high risk folks like yourself. personal loans     start here:    if you have  decent credit?  apply now! click here if you have bad credit we have the answer  keep reading!   you are going to  get this loan! read this: you may have heard elsewhere that there are hundreds or even thousands of lenders and banks that are just waiting to hand out personal loans to people with bad credit.  if that were true, you would not be here at our website right now. you would have found them on your own. the truth is, there are actually very few companies that want to do personal loans and if you have bad credit and want personal loans, there are even fewer places you can go! and they are hard to find! at abacus loans we have searched the world to find the lenders and banks who will make personal loans to people with bad credit and high risk loans to folks. notice:  __personal loans  --  if you have a little better credit   click here    to apply now - no charge to apply, come back here if you can't qualify. over 75 unsecured, personal loans approved per month! since 1998! who is going to offer you a personal loan?  unsecured funds?   if, for some reason, you do not have a good record of making payments on time for one or more of your bills, it is going to be hard to find a lender who will take a chance and give you a loan.  we will not pull a credit report. some of them may. you should be aware that frequent credit inquiries can lower your prospects for favorable credit ratings. we specialize in locating lenders who want to lend to   people just like you - don't worry about bad credit!    how much can you afford?  personal loan          estimated - affordable monthly repayment chart loan amount terms: 24 months 36 months 48 months 60 months 72 months 84 months $25,000 n/a $815 $641 $537 $469 $420 $20,000 n/a $652 $513 $430 $375 $336 $15,000 n/a $489 $385 $323 $281 $252 $10,000 $467 $326 $257 $215 n/a n/a $5,000 $234 $163 $129 $108 n/a n/a $ 3,000 $140 $98 $77 n/a n/a n/a these payment amounts are estimates and for illustration only....based on an annual percentage rate (apr) of 9.99%. your apr may be higher.** actual payment amount and repayment term may vary. terms range from 24 to 84 months. **the annual percentage rate (apr) may range from 9.99% to 17.99% based on your income and creditworthiness.  act now and you will receive our special  "vip credit package"  you receive everything instantly via special member web pages: here's what you get  in the "vip credit package"   the lenders who specialize in personal loans.* - guaranteed!  the list of lenders and brokers for personal loans. yes, unsecured!   you are going to get this personal loan!   the list of banks that offer credit cards - guaranteed issue visa. you are going to get this visa! instructions on how to buy a home with no money down and no credit check.   you are going to get this house! (this product is sold for $18.95 elsewhere on our web site.)  this is a similar program to those you see on tv. instructions on how to buy the car you want with no money down and no credit check - when you are running out of options!   you are going to get this car! (this product is sold on our website for $25.00) instructions or kit for credit repair. all you need to do the job yourself. you can do this! (this product is sold on our website for $14.95) credit e-book  you are going use this e-book! "there's nothing on the internet offering so much for so little!" plus - these great extras that have nothing to do with your credit, they're just extra!  you're not required to take them, but they are yours if you want them. special offer!! we got our hands on several pairs of promotional round trip plane tickets and we will give them to the next purchasers our vipcredit package! these tickets can be used to fly to just about anywhere and have a value of up to $1600! just purchase, right now, and we'll pick up the plane ticket tab for your next trip to hawaii! please note: this offer to end at any time as there are only limited amount of tickets available.  to learn the details about this offer, click here. 3 day/2 night free vacation in your choice of 26 destinations (value over $250)  this free vacation can not to be used with free air plane tickets. all for one time only charge of $29.95  &  our 30 day money back guarantee for more on the extras in the "vip credit package": click here  plus 1 year access  to the list of banks and lenders who specialize in lending to people with bad credit. it is updated every two months.  special note: this special can end at any time so if you like it,   get it now!      our iron clad - money back guarantee:         *note: although it does not happen often, we will refund  your fee because you were turned down, if for any reason you were not offered an unsecured personal loan with in 30 days of purchase.  just show us you applied and were declined and you will get a quick and easy full refund of your payment!  _____________________________________________ on average we have 75 or more unsecured,  personal loans approved per month! easy & secure payment options! pay by personal check, credit card, paypal or money order credit card 100% instant access to our complete package!. online personal check  100% instant access to our complete package! you won't have to wait for your check to clear. money must be in the account available for immediate draft.   paypal 100% instant access to our complete package postal mail: check or money order we will email you the password to the member area for the complete package upon receipt.   you have nothing to lose!    note this is a "no risk" situation!  your money back guarantee is immediately in effect!   all transactions handled on secure servers!   trusted - dependable - confidential - proven since 1998 you get instant access and it lasts for one year! one payment of  $29.95 click on your choice: don't stop now. the next step is so easy you will have the cash you need, in your wallet usually in less than 30 days!   get this loan!   click on your payment choice:   after clicking on your choice, you will be taken to the secure order page. remember, you will receive your information instantly!  ... "you get a special "vip credit package"  both lists with personal loans, guaranteed issue - visa, e-book, instructions on how to buy a home with no money down, instructions on how to buy the car you want with no money down, instructions or kit for credit repair,  free vacation, and money back guarantee! all for $29.95 all transactions handled on secure servers!    protected by fraud control ltd. who prosecutes  all fraud attempts and protects individual privacy all transactions handled on secure servers!  you get everything instantly! pay $29.95 by: credit card  or  debit card  click here your billing statement will show a charge from clickbank/keynetics pay $29.95 by: personal check: please note: when the secured payment screen comes up, if it is asking for your credit card instead of personal check, look for the place where it says "not using credit card? click here to pay by check" click here   pay $29.95 by:  paypal                                   pay $29.95 by mail: money order or check:                              we will email you the urls (links) to the special member pages upon receipt:  click here other ways to order:   if you feel uncomfortable paying by credit card over the internet  we offer these solutions using any major credit card through the internationally acclaimed billing company: dgibuy you will not have to enter your cc number online! fax the order direct  you can even phone in your order charge it to your telephone credit card  as soon as the order goes through, you will be instantly emailed the information:  click here ________________ your purchase is guaranteed! safe - secure- confidential - dependable  since 1998 __________________ one year membership still have questions? check our frequently asked questions section.  it can save you much time as your question is probably answered there. click here ________________ safe - secure- confidential - dependable email:  "thank you, i have nothing but good things  to say about the job you have done." josie   order now to receive these      special "sale" extras  this really is a special test. no gimmick. it will run on only two special web sites for a period that is undetermined, later we will either end this offer or change all or the other web sites to this method. however it was that you got to this special  "all included sale offer",  we hope you take advantage of this great offer and make it become the standard.    order now! - click here   instructions on how to buy a home with no money down:  to read more about this product see where it is sold for $18.95 click here instructions on how to buy the car you want with no money down:  to read more about this product or see where it is sold for $25.00  click here instructions or kit for credit repair:  to read more about this product see where it is sold for $14.95  click here credit handbook - electronic digital (e-book)!   knowledge is power!  and that's not all!    just for the fun of it............ vacation: 3 days/2 nights in your choice of 26 destinations, including these great vacation spots: honolulu, las vegas, cancun, new orleans, victoria, bc, palm springs.....value over $250 note: this offer is not connected with any timeshare presentation.   no other purchase is required. click here to order now with our guarantee, you just can't go wrong!  _________________   you can mail us a  $29.95 money order or check! if you have none of the above payment options available, or if you prefer:  you can send a $29.95 money order or check or credit card information (card number, expiration date, billing address)  made payable to  egm services, inc. indicate that you want the "all included sale package"  or you will only get the lists.  print your email address twice, in block letters please make your email address clear to read! upon receipt we will immediately  e-mail the member page information to you.   send to: egm services p o box 430 seville, fl  32190 or you can pay by one of our other methods: click here               click here to get your loan!       we have a no risk guarantee!   take this opportunity to get out of debt!         free airplane tickets - details you have to book a hotel stay. and some hotels may have a minimum stay requirement. but the minimum stay will be no longer than a regular vacation (no longer than 5-7 days). you also have to pay a $20 fee to cover the shipping and handling costs in processing the trip. the program works with every major airline and most major resort, condo and hotel chains. there are hundreds of destinations available. however, not all destinations are available at all times. we cannot guarantee a specific destination, hotel or airline in advance. you must depart from an international us airport and book 60 days in advance or longer for peak holiday seasons. the way the process works is, after you receive your free ticket voucher, you mail that in with your $20 s/h fee. you will then be sent a valid reservation request form in about 6-8 weeks which is good for 2 years and asks for your trip details. when you are ready to go on a trip and redeem your free airfare, you send in that reservation request form. you will then be sent the lodging available in that area that they have to look at.

__________________

other bad credit links:

other credit services: 
click here

 new: pay as you go mastercard (debit mastercard)
"guaranteed approval"  - you can build your card limit up to $7,500! 
this program is perfect for those with no credit or damaged credit 
they report your monthly maintenance fee payment history to all three major credit-reporting agencies.
no credit check or checking account is required for this card. 
virtually every us resident who applies
can be approved!  click here

new: worldwide!
not a loan.
suppose there was a way to payoff credit cards, loans, taxes, mortgage or rent....
well, there is and you never have to pay them back!!!
click here

terminate your unsecured debt - immediately!
a new program, legal and ethical, allows you to stop making payment immediately and terminate all unsecured debt. if your credit cards exceed $10,000, this is for you: click here

other bad credit services: 
click here