howtowritechecks.com  

 

"finally, an easy system to teach 
your children how to write checks"

 

"practical skills training" 
great for classroom teachers and homeschool

 

 

friday morning: 9:35 am
phone call into our offices 
worcester, ma 

 

parents: please don't let this happen to your family.

 

 

 

mrs. field and her husband built a small business in their
 hometown in new hampshire. the family is respected in 
their community, they have worked hard, are their active in
 their school pta, church, rotary club,  chamber of 
commerce...just a nice family all around. 

 

 

it was a 24 hour period between a tuesday and wednesday.  
mrs. field said she received 6 calls at home from local 
merchants (some are her friends) telling her that her 
16 year-old son randy, had bounced a check at their store. 

 

 

mrs. field's anger and frustration quickly turned to 
embarrassment she and husband quickly visited each
 business, apologized to each business owner paid for their 
son's checks and the store fees. 

 

 

it was the friday night / saturday before,  
randy  was out shopping with his friends, 
he has lost his atm debit card (actually, it was in 
the wash)  and he decided to use his personal checkbook
 instead.  randy wrote 6 checks, worth a total of $58.  
to the pizza parlor, the video rental store, the barber, etc. 

 

 

the mistake, it was so simple that anyone could make it. he 
forgot an atm withdrawal.  the real problem: randy has 
never balanced his checkbook - he was never taught how

 

$58 worth of checks caused more than $180 in bank 
fees and store charges.

 

 

my name is timothy liptrap, i am a specialist
in teaching teachers and parents, how to 
teach financial topics, issues and concepts
in the home or classroom.

 

i own the 101 financial lessons newsletter,
i teach college finance, present at schools
 and own a small consulting firm.

 

 

to solve mrs. field's problem, i developed a checkbook
program which teaches  students:

 

  • how to write a check 

  • balance a checkbook 

  • use a checkbook register

  • understand a bank statement

  • teach money management 

  • pay bills on time

  • problem solve for common mistakes

  • learn to prevent costly errors 

 


 

similar to our other materials, i designed a 
complete system which includes:

 

teacher's guide
(26 pages)

show's the teacher / parent how to teach
the elements of a check, how to spell out
numbers, how to enter transactions into a
check register, using the practice checks, 
how to pay invoices or bills, and how to 
balance a checkbook.

 

it also includes 5 practice exercises and their
respective answer sheets.


monthly exercises 
(different the teacher's guide)

when teaching financial issues, i believe 
that it is imperative to teach students
 using real life examples.

 

i have included in this program, 3 monthly 
exercises that will challenge your student's
math abilities, problem solving techniques
 and money management skills!

 

to duplicate and test this system in your 
classroom, it would take 100's of hours of 
your valuable time. 

 

each exercise (or month) builds upon each other.

 

each exercise include:

  • monthly bank statements

  • canceled checks 

  • customizable blank checks 

  • new bills to pay  

  • bank deposits 

  • atm withdrawals 

  • checkbook registers  

  • and  answer keys for the instructors.

 

 

this training system has been sold to hundreds 
of schools through out the us.

 

banks and credit unions buy this book to give away! 

 

buyers include teachers, parents, school administrators, 
ged programs, the us navy, prisons, churches, 
homeschool educators, senior citizens and banks.


 

here is what teachers who have used our 
system have said:

 

"the students loved the program.  i found 
it great!  i could devote my time to 
meaningful dialogue with the students
 instead of preparing the lessons.
  

thanks so much for the lessons."
victoria h., teacher
yellow springs, ohio

 

 

 

"this has been a wonderful resource and
instructional tool and my students have
openly exclaimed that they enjoy it and it is
 fun!  as an instructor, i am glad to have
 finally found something that actually
teaches the objectives listed in the 
curriculum."

kelly h., teacher
pearl, mississippi

 

 

 

"the book is so helpful.  i teach ninth grade and feel
 that it is important for students to learn the
importance of  budgeting and check writing. 
these lessons are truly priceless for our future."

mary s., teacher
lewisville, texas

 

 

 

"the ultimate  check writing system  was a
godsend.  this is my first year teaching consumer
economics and we don't have a textbook. 
the product was very well organized
and taught the students better money
management skills."
maleah i., teacher
arco, idaho

 

 

 

"as an educational professional, it is my role to
encourage  teachers to use hands-on practical
teaching  tools that have practical value in
the real world. i believe the check writing
system materials help focus educators on one
of the basic and essential skills - money 
management - that is actually  being challenged in
 the curriculum because of  standardized testing
 and reduced resources. this material leads to 
better students, better graduates, and 
better citizens."

william s.,  technology. education
fitchburg, massachusetts

 

 

 

"the product was a blessing in my
economics class.  not only did they learn,
they actually liked doing it."
steve e., teacher
nashville, tennessee

 

 

 

"this program is fun to use and easy to understand.
i have recommended this program to this years' 
student teachers."

siri.p., teacher
rexburg, idaho

 

 

 

teachers, do you love free lesson plans?

free bonuses

bonus # 1. teach your children about credit reports.
$9.95 value

  have you taught your children the importance of 
keeping good credit?  this 8 page lesson on credit 
reports and credit  score will get you started.  
topics covered include how to order your reports from
 the three top credit bureaus, an  explanation and 
the differences between  a credit reports 
and credit score, finding costly mistakes and
 correcting them and   how a credit scores are
determined (fico).  in addition, this report includes a 
learning activity to help your children get started learning 
about keeping good credit.


 

  bonus # 2.  a lesson on refinancing a home
$9.95 value

  it has been in the news for years, but do your 
children really  understand the concept.  this lesson
 explains  refinancing,  fix rate loans, variable rate 
loans, pmi (private mortgage insurance),  and includes 
"5 simple techniques  how to save you money  by creating your 
own refinancing package" plus a 2 page learning activity.


 

  bonus # 3.  dollar cost averaging lesson plan
$9.95 value

  teach your children one of the most commonly used 
techniques in investing, dollar cost averaging. 
this lesson explains what   dollar cost averaging is, 
and how to apply it. included in the lesson is a section on 
how to teach dollar cost averaging, plus a two page 
learning activity. 

 


 

bonus # 4  350 links to financial websites
value $14.95

350 links to the websites that are used or have been used 
by the editorial team of the 101 financial lessons newsletter
 in writing their newsletter.  subject areas include: 401(k) plans,
 section 529 plans, bankruptcy,  interest rates, careers, budgeting,
 insurance, inflation, resume writing, taxes, supply and 
demand, mutual funds, and more. 

 


we sell this as an ebook. 

 

answer:  the "ultimate check writing system" 
 
is in an "ebook" form, which means that is a 
digital book rather  than a hard copy that you 
would purchase in a  teachers store
 or book store.  as an ebook, you
 don't pay extra for shipping and handling, 
it is delivered within
5 minutes
and you can print pages as you need them.

 

to open the book you will need a copy of adobe
 acrobat  reader, if you do not have a copy on 
your computer, we provide a link to adobe website. 
a copy of the adobe reader software is free.

 


 

order risk free

60 day 100% money back guarantee

 

we guarantee that by using our system, your children 
will learn how to: write checks, balance a checkbook, 
use a checkbook register, code an invoice and understand 
a bank statement in 30 days.

 

we will refund 100% of your money, if your child 
does not learn the above while using our system. to claim our offer, 
send us three months of your child's completed exercises. 

 


 

ready to order?

 click here to purchase through our secure servers

 

v yes i would like to order the  "ultimate check writing system"
today! i do understand that it comes with a full 30 day,  
100% money back guarantee.

 

plus, i understand if i order today, i can also download 
the 4 bonus lessons for free.  the whole systems with the 
free bonus lessons have a value of more than $59.00 
for only $14.95!

 

 

bonus #1.    teach your children about credit reports.

bonus #2.    a lesson on refinancing a home

bonus #3.    dollar cost averaging lesson plan

bonus #4.    350 website links - more than 80 pages

 

 click here to purchase through our secure servers

only $14.95

$9.95 (for the next 100 buyers)

 

 

financial education | how to write checks

 

secure payment provided by clickbank/kenetic, inc. visa, mastercard,  
american express, discover, eurocard,  bravo, visa debit, mastercard debit, 
and novus.

we also accept online checks from the usa and canada.

 


 

not sure this is right for you?  
see a free sample of our book.


would you like to see a sample of the

 "ultimate check writing system" before you purchase it?

click on the link below to see sample pages, including:

 

  • the table of contents

  • a lesson plan

  • a learning exercise

  • a bank statement

  • 2 practice invoices 


click here to see a free sample
(opens as a pdf
)

 

financial education | how to write checks

 click here to purchase through our secure servers

only $14.95

$9.95 (for the next 100 buyers)


 

 

practical skill training system with 
lesson plans, exercises and activities.

 

howtowritechecks.com


timothy liptrap,
vp education and development
237 chandler st. worcester, ma 01609
(508) - 438-0411

 

if you have any questions about the "ultimate check writing system" 
 please call 508-438-0411 or send  an email  tliptrap@howtowritechecks.com 
 we reserve the right to make price changes at anytime.

 

more  information about the lesson:  the complete package is  68 pages
 in length. it has been developed in an acrobat reader program (pdf), 
which allows the lesson plan to be read and  printed on both mac and pcs. 
if you do not have acrobat reader, we  will provide you a  free copy.

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