howtowritechecks.com
"finally, an easy system to teach your children how to write checks"
"practical skills training" great for classroom teachers and homeschool
friday morning: 9:35 am phone call into our offices worcester, ma
parents: please don't let this happen to your family.
mrs. field and her husband built a small business in their hometown in new hampshire. the family is respected in their community, they have worked hard, are their active in their school pta, church, rotary club, chamber of commerce...just a nice family all around.
it was a 24 hour period between a tuesday and wednesday. mrs. field said she received 6 calls at home from local merchants (some are her friends) telling her that her 16 year-old son randy, had bounced a check at their store.
mrs. field's anger and frustration quickly turned to embarrassment she and husband quickly visited each business, apologized to each business owner paid for their son's checks and the store fees.
it was the friday night / saturday before, randy was out shopping with his friends, he has lost his atm debit card (actually, it was in the wash) and he decided to use his personal checkbook instead. randy wrote 6 checks, worth a total of $58. to the pizza parlor, the video rental store, the barber, etc.
the mistake, it was so simple that anyone could make it. he forgot an atm withdrawal. the real problem: randy has never balanced his checkbook - he was never taught how.
$58 worth of checks caused more than $180 in bank fees and store charges.
my name is timothy liptrap, i am a specialist in teaching teachers and parents, how to teach financial topics, issues and concepts in the home or classroom.
i own the 101 financial lessons newsletter, i teach college finance, present at schools and own a small consulting firm.
to solve mrs. field's problem, i developed a checkbook program which teaches students:
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how to write a check
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balance a checkbook
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use a checkbook register
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understand a bank statement
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teach money management
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pay bills on time
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problem solve for common mistakes
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learn to prevent costly errors
similar to our other materials, i designed a complete system which includes:
teacher's guide (26 pages)
show's the teacher / parent how to teach the elements of a check, how to spell out numbers, how to enter transactions into a check register, using the practice checks, how to pay invoices or bills, and how to balance a checkbook.
it also includes 5 practice exercises and their respective answer sheets.
monthly exercises (different the teacher's guide)
when teaching financial issues, i believe that it is imperative to teach students using real life examples.
i have included in this program, 3 monthly exercises that will challenge your student's math abilities, problem solving techniques and money management skills!
to duplicate and test this system in your classroom, it would take 100's of hours of your valuable time.
each exercise (or month) builds upon each other.
each exercise include:
this training system has been sold to hundreds of schools through out the us.
banks and credit unions buy this book to give away!
buyers include teachers, parents, school administrators, ged programs, the us navy, prisons, churches, homeschool educators, senior citizens and banks.
here is what teachers who have used our system have said:
"the students loved the program. i found it great! i could devote my time to meaningful dialogue with the students instead of preparing the lessons. thanks so much for the lessons." victoria h., teacher yellow springs, ohio
"this has been a wonderful resource and instructional tool and my students have openly exclaimed that they enjoy it and it is fun! as an instructor, i am glad to have finally found something that actually teaches the objectives listed in the curriculum." kelly h., teacher pearl, mississippi
"the book is so helpful. i teach ninth grade and feel that it is important for students to learn the importance of budgeting and check writing. these lessons are truly priceless for our future." mary s., teacher lewisville, texas
"the ultimate check writing system was a godsend. this is my first year teaching consumer economics and we don't have a textbook. the product was very well organized and taught the students better money management skills." maleah i., teacher arco, idaho
"as an educational professional, it is my role to encourage teachers to use hands-on practical teaching tools that have practical value in the real world. i believe the check writing system materials help focus educators on one of the basic and essential skills - money management - that is actually being challenged in the curriculum because of standardized testing and reduced resources. this material leads to better students, better graduates, and better citizens." william s., technology. education fitchburg, massachusetts
"the product was a blessing in my economics class. not only did they learn, they actually liked doing it." steve e., teacher nashville, tennessee
"this program is fun to use and easy to understand. i have recommended this program to this years' student teachers." siri.p., teacher rexburg, idaho
teachers, do you love free lesson plans?
free bonuses
bonus # 1. teach your children about credit reports. $9.95 value
have you taught your children the importance of keeping good credit? this 8 page lesson on credit reports and credit score will get you started. topics covered include how to order your reports from the three top credit bureaus, an explanation and the differences between a credit reports and credit score, finding costly mistakes and correcting them and how a credit scores are determined (fico). in addition, this report includes a learning activity to help your children get started learning about keeping good credit.
bonus # 2. a lesson on refinancing a home $9.95 value
it has been in the news for years, but do your children really understand the concept. this lesson explains refinancing, fix rate loans, variable rate loans, pmi (private mortgage insurance), and includes "5 simple techniques how to save you money by creating your own refinancing package" plus a 2 page learning activity.
bonus # 3. dollar cost averaging lesson plan $9.95 value
teach your children one of the most commonly used techniques in investing, dollar cost averaging. this lesson explains what dollar cost averaging is, and how to apply it. included in the lesson is a section on how to teach dollar cost averaging, plus a two page learning activity.
bonus # 4 350 links to financial websites value $14.95
350 links to the websites that are used or have been used by the editorial team of the 101 financial lessons newsletter in writing their newsletter. subject areas include: 401(k) plans, section 529 plans, bankruptcy, interest rates, careers, budgeting, insurance, inflation, resume writing, taxes, supply and demand, mutual funds, and more.
we sell this as an ebook.
answer: the "ultimate check writing system" is in an "ebook" form, which means that is a digital book rather than a hard copy that you would purchase in a teachers store or book store. as an ebook, you don't pay extra for shipping and handling, it is delivered within 5 minutes and you can print pages as you need them.
to open the book you will need a copy of adobe acrobat reader, if you do not have a copy on your computer, we provide a link to adobe website. a copy of the adobe reader software is free.
order risk free
60 day 100% money back guarantee
we guarantee that by using our system, your children will learn how to: write checks, balance a checkbook, use a checkbook register, code an invoice and understand a bank statement in 30 days.
we will refund 100% of your money, if your child does not learn the above while using our system. to claim our offer, send us three months of your child's completed exercises.
ready to order?
click here to purchase through our secure servers
v yes i would like to order the "ultimate check writing system" today! i do understand that it comes with a full 30 day, 100% money back guarantee.
plus, i understand if i order today, i can also download the 4 bonus lessons for free. the whole systems with the free bonus lessons have a value of more than $59.00 for only $14.95!
bonus #1. teach your children about credit reports.
bonus #2. a lesson on refinancing a home
bonus #3. dollar cost averaging lesson plan
bonus #4. 350 website links - more than 80 pages
click here to purchase through our secure servers
only $14.95
$9.95 (for the next 100 buyers)
secure payment provided by clickbank/kenetic, inc. visa, mastercard, american express, discover, eurocard, bravo, visa debit, mastercard debit, and novus.
we also accept online checks from the usa and canada.
not sure this is right for you? see a free sample of our book.
would you like to see a sample of the
"ultimate check writing system" before you purchase it?
click on the link below to see sample pages, including:
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the table of contents
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a lesson plan
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a learning exercise
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a bank statement
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2 practice invoices
click here to see a free sample (opens as a pdf)
click here to purchase through our secure servers
only $14.95
$9.95 (for the next 100 buyers)
practical skill training system with lesson plans, exercises and activities.
howtowritechecks.com
timothy liptrap, vp education and development 237 chandler st. worcester, ma 01609 (508) - 438-0411
if you have any questions about the "ultimate check writing system" please call 508-438-0411 or send an email tliptrap@howtowritechecks.com we reserve the right to make price changes at anytime.
more information about the lesson: the complete package is 68 pages in length. it has been developed in an acrobat reader program (pdf), which allows the lesson plan to be read and printed on both mac and pcs. if you do not have acrobat reader, we will provide you a free copy.
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