if you are serious about marketing on the internet, your online business must accept some form of online payment. whether it is credit cards or online checks, you have to make it easy for your customers to purchase your products and services.
you do not need a merchant account!!!
you have heard it time and time again, if you want to be successful online, you have to be able to accept credit cards (online payments) for your product or service.
stop!i didn't say, "you have to have a merchant account!
you need to accept online payments!
everyone has you convinced that the only way to accept payments online is to take the plunge and get a merchant account.
you do not need a merchant account. especially if you are just getting started.
have you heard this before:
no application fees
24 hour approvals
approved regardless of credit
low processing fees
blah, blah, and blah
these are all the things that the merchant companies will tell you in order to entice you to get a merchant account with them. sounds good but you have to understand what they really mean.
let's break that down...this is what they really mean!
no application fee - "we will waive the $100 - $275 application fee for you." of course they will. they want you to commit yourself to a 1 - 4 year lease. the payments could be anywhere from $14.95-$99.00 per month. that is just for the lease payment, before you even sell anything.
24 hour approvals - this is based upon your credit rating. if you have poor credit they might be a day or two longer since they will have to find a company that will buy your lease contract. but that is ok because they will just increase your lease payment. that is kind of crazy too, if you have a history of not being able to make payments, why would they want to charge you more money? you would think they would try to get you a smaller payment.
approved regardless of credit - what do you need credit for? you are not even buying anything. in fact, you are selling!!! so what they are saying is you have to have good credit to even sell a product. that is crazy!!!
low processing fees - low is really a relative term. low compared to what? they must mean...the price is low right now if we get your business, but if you find a lower price we can go lower. if you still find a lower price and we will match it. if you still find a lower price we will give to your at our cost. don't go just yet, because i can still call my manager and we can work out a deal.
lets look at the real cost of having a merchant account
types of fees
fee ranges
industry average
set-up fee:
$99.00 - $275.00
most will wave this fee.
equipment fees:
$287 - $1200 or pay the monthly lease fee (see below)
with this example we are assuming your didn't have the money to pay upfront.
monthly lease fee:
$14.95 - $99.95
$49.95
monthly gateway fee:
$10.00 - $15.00 per month
$10.00
monthly minimum:
$25.00
$25.00
monthly statement fee:
$10.00-$15.00
$10.00
discount rate:
1.34% - 2.75% of selling price. this varies depending on whether you are able to sell on or off of the internet.
2.34%
transaction fee:
$.20 - $.35 depending on the company your are with.
$.25
total monthly cost to have a merchant account
if you paid equipment fees:
$45.00 average
if you leased the equipment:
$94.95 average
this is before you even made one sale!
there is a more economical and time saving alternative
introducing..."take online payments"
takeonlinepayments.com's staff has spent hundreds of hours researching the merchant account alternative.
why? because we were burned and turned by several merchant account companies.
we have had merchant accounts shut off for no reason.
we have had millions of dollars held for over six months!
we have had funds withdrawn from our bank accounts by merchant banks.
we were investigated by a merchant bank for processing too much!
we have had corporate accounts frozen.
after all was said and done, our opinion of merchant accounts and merchant banks certainly is not very positive.
all this frustration inspired us to research and find an alternative to the merchant account conspiracy. our research has proven, beyond a shadow of a doubt, that a merchant account is not the right choice for the majority of people doing business on the internet.
over 70 secret companies revealed
we found over 70 companies that many people don't even know exist. companies that allow you to utilize their merchant accounts. they assume all risk. they are already processing millions of dollars each month. some companies are processing for over 60,000 online merchants.
in "take online payments", we list each one of these companies, their urls and all vital information pertaining to them. you will not be disappointed with this well-organized font of information!
this is the most comprehensive listing on the internet
"wow!"
"if i had this information when i was looking for this service it would have saved me 2 months of research and a couple of bad decisions. this is priceless information that you need to see before you make a decision. stop researching. all the work has been done for you. and the free updates guarantee that i will have the most up to date information at my fingertips when i need it."
look at the never before revealed information available in "take online payments"
a huge listing of over 70 secret companies that require no merchant account every company on the internet is listed
36 companies that take international clients.even if you live in a country other than the us, you can still take advantage of the information in takeonlinepayments.
learn how good credit is not even needed
obtain free shopping carts with credit card processing accounts
start your own members site with processing (no cgi required)
how to start your own affiliate programfree (companies will even mail the commission checks for you!)
learn how to start processing credit cards and checks today
accept every major credit card within 24 hours
let customers make payments over the phone
learn how to accept money through a cell phone
accept debit cards just like cash
let customers pay with online checks
learn the companies specially designed for online auction payments
accept payments by email (you will love to check your email from now on!)
take online payments for website subscriptions
buyers can purchase your shareware instantly
you can even process offline sales online!
even process your transactions offshore!!
lifetime upgrades are included with each purchase
we are constantly updating "takeonlinepayments". we are currently marketing version 2.5. version 3.0 will becoming out within the next 60 days. each registered product holder will receive email notification when we release the next and all future versions of "takeonlinepayments" for life.
anyone doing business on the internet today needs to have a copy of "take online payments". you must have the ability to accept payments from anyone and everyone on the internet. the easier you make it for them to purchase, the more sales you will receive. it's that simple.
here is the price and why you should order now!
what you are going to receive is, hands down, the most complete online payment processing ebook in the marketplace today. it comes complete with company name, url, startup fees, monthly fees, transaction fees, and special comments about each company.
you also receive lifetime free updates. this means no matter how many times we republish this ebook, you will receive notification and information on how to download the latest version.
why should you order now?
in the future, as we release bigger and more intensive versions, we will be increasing the price as well. if you purchase now, you will receive all future versions free.
for a limited time, "take online payments" will be sold for a special introductory price of $19.95. we suggest you order your product today. we will be raising the price on all future versions. by purchasing today, you can save yourself a great deal of time and money. don't delay!
why go another day without taking online payments?
if you are even attempting to conduct business online, without the ability to take online payments, you are just spinning your wheels. you are making the task tougher than it really is.
by utilizing the information in "take online payments", you could be ready to start processing literally within the next 10 minutes! why wait? you are either going to be looking for this information now or in the future.
why not save yourself some money now, and receive all future versions for free! free makes a lot of sense to me!
order by midnight
monday, october 06, 2003 and receive these special bonuses
bonus #1: 101power marketing tips and secrets
this is an excellent resource for tips and many secrets that we all need to market online. just one of these tips can and will increase your online sales many times over. when i first read this ebook, i was shocked to learn exactly how much information can be "jam-packed" into online product. every online marketer needs this for his or her virtual library.
bonus #2: 7 secrets to unlimited traffic
the information contained in this ebook, will radically change your outlook on how to get high volume traffic to your website. allen says is the author and currently runs one of the most successful membership sites on the internet. you will gain insight as to how he became so successful on the internet with the techniques that he has used.
ordering procedure 1. click on "order now". 2. you will then be transferred to a secure server at clickbank. 3. you will be asked to fill out your payment information. 4. your payment will be processed by clickbank. 5. you will be transferred back to takeonlinepayments.com 6. then you will fill out some brief info. registering the ebook. 7. then you're done!
after you have submitted payment you will automatically be sent to where you can download "take online payments". you can start taking online payments today!
best of success,
takeonlinepayments.com
p.s. - takeonlinepayments.com also has a tremendous affiliate program. earn a 50% commission for each and every ebook sold. people all over the internet want this information and you can give it to them now. it is free to signup and we will help you as much as possible. click here for more information
