i will reveal the shocking truth about how some funeral homes rob from the dead. “yes! you will discover... caution! the federal trade commission says six out of 10 funeral homes put a stop to funeral ‘scams’ by knowing the 10 most important questions to ask a funeral director to guarantee you aren't overcharged!
here’s a guaranteed way to save hundreds (more likely thousands) of dollars on the cost of a funeral… fact: the average funeral costs over $8,000 and the casket alone can cost as much as $2,000. next to buying a home and car, paying for a funeral may be one of your family’s biggest expenses. fact: many grieving families pay two to five times more for a funeral than they should. fact: in the u.s. alone, there are over two million funerals a year, making the planning of funerals a billion-dollar market. fact: an unread or misunderstood funeral contract can put your family in the ‘poorhouse,’ tying you to needless debt for years to come.
dear grieving friend: losing a loved one is bad enough, but losing money to unscrupulous funeral “scams” and “rip-offs” is even worse. my best friend’s wife was victimized in just this way, while i sat there in total ignorance. yes, it’s true. i wasn’t able to help her from being taken advantage of by a smiling, greedy, deceitful funeral director because i did not know any better. you see phil had been a very successful physician for more than 15 years. at age 47, he had built quite a successful medical practice, but he was working 14 to 16 hours a day. so the trade-off was his deteriorating health. unknowingly, he developed bone cancer. and by the time he slowed down long enough to see a specialist, the disease had progressed to the point of being inoperable. phil required high doses of chemotherapy to slow the growth of aggressive tumors, which took his life only one year after diagnosis. although investments and insurance left his family well provided for, his three children and wife needed him more. in her grief, she was forced immediately to plan for his funeral. leading up to his death, phil and his wife talked about the type of funeral he wanted, but they never talked about the cost. they assumed that there would be more than enough money, given his assets. two days after he died, she asked me to accompany her to a funeral home to help her with the planning. after acknowledging her loss, the funeral director began by saying, “of course, since your husband was a man of accomplishment, you do want to have a funeral that is befitting his stature in the community?” like a top-of-the-line cadillac salesman, he presented his most expensive funeral plan. by the time he added up the cost of a premium mahogany casket and the nine limousines, the total came to well over $13,000. with a broad smile, he pushed the funeral contract in front of her. she looked at me and asked me what i thought… in my ignorance and grief, i told her whatever she wanted was fine with me. i had never been involved in planning a funeral before. so i was totally ignorant, not knowing what questions to ask. and unlike vacation planning, funeral planning is not something your friends and family sit around discussing. all i wanted to do was get it over with. as she and i cried in the pain of our loss, she signed on the dotted line, not knowing that at that moment, she had been robbed, just as sure as if someone had crawled into that funeral home and stolen her wallet and bank books, when no one was looking. except that she was robbed in broad daylight, by someone she trusted—the funeral director—while i sat there with a dumb, sad look on my face. two months later, my 82-year-old, widowed aunt died after a long illness. she had always been a woman of detail. when i went into her bathroom as a child, even her toilet paper was always folded to a point, like in those fancy hotels. so it didn’t surprise me when my mother told me that aunt anne had preplanned and prepaid for every detail of her funeral. i went with my mother to the funeral home the day before the services, so she could sign the final paperwork. she was told by the funeral director that there was still a balance due. my mother asked how could that be? the funeral director told her that, although my aunt had prepaid, that was three years earlier, and there had been some price increases since then. he said that a balance was due of $1,734.52! my aunt had left more than enough cash in her bank account, in case there were unexpected expenses. neither my mother nor i questioned the funeral director. we assumed that he was ethical and these must be fair and legitimate charges. since the funeral was the next day and aunt anne’s body was already in the parlor for viewing, we wanted to abide by her last wishes, especially since she did all the planning and already had paid 100% of the original bill. we paid the balance, aunt anne’s funeral cost a total of $7,247.24; quite a bit of money for a woman who had lived on social security and a small pension in the last years of her life. ignorance is no excuse a few months later, while reading my local newspaper about a lawsuit that was filed against a well-known neighborhood undertaker by a family that accused the funeral director of padding their bill, i immediately thought that this is exactly how my best friend’s wife and my aunt were ripped off. according to the news report, the funeral director had taken this family to court for non-payment. two other families had also accused this funeral home of padding their bills. the more i read the details of their problems, and how this particular funeral home over-billed for their services, the more convinced i became that my best friend and my aunt had been robbed, while i stood there in ignorance and did nothing. so, i started doing research about the funeral home industry and the growing number of complaints filed by grieving families who feel they have been abused. i also realized that there are many more grieving families who never complain, either because they don’t know any better or because they don’t think they have any recourse. after buying a home and a car, paying for a funeral is the third biggest expense most families will have in a lifetime. (according to ftc) most people don’t talk about death… of course, death and the pain surrounding it isn’t something that most of us are comfortable talking about, let alone the detailed planning and cost of our own funeral. yet, the death of a loved one is something we all will eventually have to face. since the funeral industry generates over a billion dollars in sales annually, it is an environment where, regrettably, there are going to be some individuals who are willing to take advantage of those who know the least. this ignorance is costing rich and poorer families alike hundreds of millions of dollars in funeral overcharges. having the right information and understanding will keep you from being the next funeral home victim.
many funeral directors are taking advantage of the very people who turn to them in their time of need. that’s why i want you to be armed with the right questions and information about funeral planning and your options—so that you and your family will not be taken advantage of.
which of these powerful, “hush-hush” secrets could you use to save thousands of dollars in funeral expenses?
click here to get this critical information how can you put a price on such an invaluable resource? the average cost of a funeral is well over $8,000, not including the gravesite. now, if this confidential report only saved you a mere fraction of that, wouldn’t it be worth $97? probably quite a bit more.
i showed this report to a retired funeral abuse expert from the federal trade commission, who told me that this step-by-step funeral guide is a lifesaver. he said that this report is worth at least five times the amount i am asking. but i want funeralsecrets in the hands of as many people as possible in their time of need. people who are grieving from their great loss are faced with the tremendous expense and often overwhelming questions that come up when planning a funeral. so i decided to actually reduce the price to only $19.97. so what’s the catch? why am i practically giving this away? i know if i had had this information as i sat with my best friend’s wife and with my mother, those funeral directors would not have overcharged phil’s wife by $5,000 and aunt anne’s account by $3,000. i later found this out as i researched the information you will find in this simple-to-understand-and-follow report. but i want to make sure you have all the information you will need. so when you buy funeralsecrets today, i am giving you even more information about the hidden costly charges of other funeral services. [#] free bonuses for ordering by midnight wednesday, october 8.
together, these five free bonuses are worth a genuine $84.97, more than three times your initial investment in funeralsecrets — but they’re all yours, absolutely free, when you order by midnight wednesday, october 8. 100% risk-free guarantee: your satisfaction in using funeralsecrets is completely guaranteed. in fact, here’s my 100% better-than-risk-free-take it-to-the-bank guarantee:
is that fair or what? this means you can try out all the material at my risk, while you see if it really saves you money. and if it doesn’t, i honestly want you to ask for your money back. and i’ll let you keep the free bonus gifts as my way of thanking you for giving funeralsecrets a try. there is absolutely no risk, what so ever, on your part. the burden to deliver is entirely on me. if you don’t experience immediate peace-of-mind and savings using this powerful information, i’m the loser, not you. in your and your family’s grief, you have lost enough. click here to get our guaranteed reports look at it this way: $19.97 is really a small amount compared to the more than $8,000 that the average funeral costs. meeting with a funeral director without this information will leave you defenseless and cost you possibly thousands in overcharges. that’s why…
you really can’t afford not to invest in funeralsecrets! it’s easy to get started right away. just click here to order now. get ready to read a report that will get right to the point and show you the exact questions to ask and the funeral price traps to avoid. it will also walk you through all the options for having a meaningful, thoughtful and affordable ceremony.
charles johnson p.s. just think! when you have funeralsecrets, you won’t have to rely on the funeral director to be fair and honest. you will be armed with the information that will keep anyone from adding additional pain and grief to an already challenging situation. |
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